The Matter, in Brief
Client A, age 81, lives alone. Her daughter noticed money leaving her checking account after a paid caregiver, Caregiver B, was added to it. Counsel asked VAA to organize the records, separate what is confirmed from what is reported, and identify what is still missing.
Deliverable 1
Source-Referenced Chronology
Every entry points to the exhibit and page it came from. The status column keeps what the records show apart from what someone has said.
| Date | Event | Source | Status |
|---|---|---|---|
| 03/04/2025 | Caregiver B added as an authorized signer on Client A’s checking account. | Ex. 3, signature card, p. 2 | Confirmed |
| 03/18/2025 | First transfer of $2,400 to an account ending 7781. | Ex. 1, March statement, p. 3 | Confirmed |
| 04/02/2025 | Client A tells her daughter she “never approved” the transfers. | Ex. 4, text messages, p. 1 | Reported |
| 04/07–06/16/2025 | Eleven more transfers to the account ending 7781. | Ex. 2, transfer confirmations, pp. 2–12 | Confirmed |
| 05/10/2025 | $4,000 cash withdrawal at a branch. Who made it is not yet known. | Ex. 1, May statement, p. 2 | Amount confirmed, person unresolved |
| 06/21/2025 | Caregiver B writes that the transfers were “agreed pay.” | Ex. 5, email, p. 1 | Reported |
| 06/30/2025 | Daughter files a police report. | Ex. 6, police report, p. 1 | Confirmed |
| Unknown | A signed caregiving pay agreement, as described by Caregiver B. | None located | Unresolved |
Deliverable 2
Evidence Index
| Exhibit | Description | Dates | Pages | Obtained From |
|---|---|---|---|---|
| Ex. 1 | Checking account statements | 01/2025–07/2025 | 42 | Client A, via online banking |
| Ex. 2 | Transfer confirmations | 03/2025–06/2025 | 12 | Client A, via online banking |
| Ex. 3 | Account signature card | 03/04/2025 | 2 | Bank, at Client A’s request |
| Ex. 4 | Text messages, Client A and daughter | 04/2025–06/2025 | 9 | Daughter’s phone, exported |
| Ex. 5 | Email from Caregiver B | 06/21/2025 | 1 | Daughter’s email account |
| Ex. 6 | Police report | 06/30/2025 | 4 | Daughter, from the police department |
Deliverable 3
Documented-Loss Summary
The first column shows transactions the records confirm took place. Whether Client A authorized them is still unresolved, and that question is counsel’s to evaluate.
| Category | Transactions Confirmed by Records | Reported Only | Notes |
|---|---|---|---|
| Transfers to account ending 7781 | $22,250 | None | 12 transfers, Ex. 1 and Ex. 2 |
| Branch cash withdrawal | $4,000 | None | Amount confirmed; who withdrew it is unresolved |
| Missing jewelry | None | $3,500 | Family estimate; no appraisal or photos yet |
| Total | $26,250 | $3,500 | Reported amounts are never added to confirmed totals |
Deliverable 4
What’s Still Missing
Gaps are named so counsel can decide what to request next. Whether and how to obtain each record is counsel’s decision.
- Ownership records for the account ending 7781.
- Branch records or video for the 05/10/2025 cash withdrawal.
- Any written caregiving or pay agreement between Client A and Caregiver B.
- Photos, receipts or an appraisal for the missing jewelry.
VAA organizes records for review by counsel and does not provide legal advice or perform licensed investigation.
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